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F-18 Jet Crash Hero -- Navy Still Hasn't Paid for Blowing Up My Apartment

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The U.S. Navy has not forked over a single cent to one of the men whose apartment was obliterated in last week's F-18 crash ... so says the man himself� ... who's now considering legal action.

TMZ spoke with Colby Smith -- who rushed out of his apartment and helped save one of the pilots from the wreckage following Friday's crash in Virginia.

Colby tells us, the Navy agreed to pay for a hotel room for him and his family after the disaster -- but this morning, the hotel kicked 'em out ... because the Navy hadn't paid.

Colby says his fam had to shell out $400 for the room ... and will be changing hotels tonight. So far, we're told the Navy still hasn't sent a check.

According to Colby, the Navy also agreed to cover all damages stemming from the accident -- but a government rep said it could take up to 2 years before that payment is processed.

Colby tells us a 2 year wait is unacceptable ... and has already met with a lawyer in� the hopes of expediting the process.

As for daily expenses -- we're told the Navy is paying out $89 per person per day for lodging, $30 per day for food, and $200 TOTAL for clothing.

Calls to the Navy were not returned.

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Source: http://www.tmz.com/2012/04/09/fighter-jet-crash-victim-colby-smith-hotel-navy/

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